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No obligation · Checking your options does not affect your credit score

Any purchase loans made easy

Cash straight to your bank.

Connect with authorized lenders through one secure request. If approved, funds can arrive as soon as the next business day.

  • Funding up to $35,000
  • Available in almost all 50 states
  • Next business day funding, if approved
  • 256-bit SSL encryption
$35,000

Up to, if approved

50 states

Nearly nationwide coverage

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How it works

Three simple steps to your funding options.

1

Fill out the form

Our fast, safe and secure online form can be completed in just 2 quick minutes.

2

All credit types accepted

You can fill out our online form with any level of credit rating, from no rating to excellent.

3

Get your cash

Our lenders will directly deposit funds to your account as fast as the next business day.

Getting a loan has never been easier

Make the right decision with True American Loan

True American Loan was designed to be your fast and simple money solution to get a loan in any situation. By providing your information in our secure online form, we can help get you the loan you want. We have extensive partnerships with large authorized lenders allowing us to provide our free service in almost all 50 states from the privacy of your own home.

Up to $35,000

One free request form. Not a lender. Available in almost all 50 states.

  • Fast, secure online form
  • All credit types considered
  • Funds as soon as the next business day

Loans attained in just a few steps

Getting a loan is a quick step process

The process starts with completing our online form. The form must be completed accurately to make sure funds are not sent to the wrong individual, and lenders use the information provided to verify your identity before sending you funds. One advantage of using True American Loan is that we work with many lenders that have different lending methods, so you are more likely to be approved within our network because there are more options available to you. Since each lender has their own policies, once approved, please read their disclosures and lending practices carefully before you sign and agree to the loan.

FAQ

Frequently Asked Questions

What is a personal loan? +
A personal loan is a way for an individual to receive up to $35,000 in funding. It can be used for home improvements, purchases, vehicle repairs or large expenses. The length of the loan is called the term and can range up to 180 days, depending on the lender. Our simple online form does not contain any long questions. Instead, it asks for your basic information and where you would like the loan to be sent. It is that easy.
What are the basic loan requirements? +
  • Must be at least 18 years old.
  • Must be a U.S. citizen or permanent resident.
  • Currently employed or receive steady income.
  • Have a bank account to receive the funds, ideally with direct deposit.
Are there any fees? +
True American Loan services will always be provided free of charge, but that is not to say the lender will give you a loan for free. Your lender will charge fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
What are the repayment terms and the APR? +
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. True American Loan cannot guarantee any APR since we are not a lender. APRs start from 5.99% up to a maximum of 35.99%. Personal loans have a 91-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
How and when do I repay the loan? +
Please check the loan agreement from your lender for specifics, as each loan may vary.
How do you protect my privacy and personal information? +
We take privacy seriously, so we use industry-standard encryption on our website so that third parties cannot intercept your data. You can also review our Privacy Policy for more details.

Representative Example

APR, total loan costs and applicable fees

Loan Amount $1,000$2,000$5,000$10,000
Interest Rate24%19%13%8%
Loan Term12 Months24 Months48 Months60 Months
Fee3%5%8%10%
Fee Cost$30$100$400$1,000
Repayment$94.56$100.82$131.67$202.28
APR29.82%24.12%18.23%9.20%
Total Payments$1,134.72$2,419.68$6,320.12$12,136.80
Total Costs$164.72$519.68$1,720.12$3,136.80

APR ranges from 5.99% up to 35.99% for qualified customers. 91 day minimum up to 72 month maximum repayment period.